Larry Lucero

Larry Lucero – State Farm Insurance Agency in Colorado Springs, CO & Wickenburg, AZ

With over 100 years of combined insurance experience, our team is here to provide guidance, support, and trusted service you can count on. More than 80% of our customers have been with us for 20 years or longer—because they know we’ll be there when it matters most.

For more than 36 years, my team and I have been dedicated to helping families and businesses protect what matters most. While we provide a full range of insurance services, Life Insurance is at the heart of what we do. From income protection to securing your children’s future, we believe life insurance is one of the most important steps you can take for your loved ones.

Licensed in both Colorado and Arizona, we proudly serve customers across Colorado Springs, Monument, Peyton, Falcon, Briargate, Fountain and surrounding communities, as well as Southern Arizona—including Wickenburg and nearby areas. Whether you’re just starting out, raising a family, or preparing for retirement, our office can help you find the right coverage to support each stage of life.

Call, email or stop by today to discuss your Auto Insurance, Home Insurance, and Life Insurance coverage!

💰🚘Thanks to our customer-first mutual structure, State Farm Mutual Automobile Insurance Company is returning $5 billion in cash back to qualifying auto policyholders. This unique model allows us to prioritize the individuals and families we serve, reinforcing our long-standing commitment to financial strength and stability. In addition, we reduced auto insurance costs in 40 states by an average of 10% in 2025, delivering meaningful savings while continuing to provide dependable coverage and service our customers expect.

❤️ From Pikes Peak to What Comes Next: A September Life Insurance Conversation

September is Life Insurance Awareness Month, and for Colorado Springs families, it is a timely opportunity to consider how life has changed and whether your Life Insurance coverage still reflects your current household and responsibilities. At the Larry Lucero State Farm Agency, these conversations are backed by more than 36 years of experience serving customers and a team with more than 100 years of combined insurance experience.

When is it a good time to review Life Insurance? Marriage, welcoming a child, changing jobs, becoming a homeowner, or taking on new family responsibilities may bring new insurance questions. Even when there has not been a major milestone, reviewing your Life Insurance gives you an opportunity to better understand your current coverage and ask questions about available State Farm options.

What if you are exploring Life Insurance for the first time? You do not need to arrive knowing which coverage option you want. Our experienced team may start with a simple conversation about your household, responsibilities, and questions. From there, we can explain State Farm Life Insurance options and provide additional information for you to consider.

Colorado Springs has been home to me for 60 years, and during more than 36 years as a State Farm Agent, I have had the opportunity to help generations of customers through different stages of life. From growing families to changing household responsibilities, those milestones often bring new insurance questions. That experience is one reason my team and I believe September is a useful time to start or revisit a Life Insurance conversation.

If Life Insurance has been on your September to do list, connect with the Larry Lucero State Farm Agent office in Colorado Springs during business hours. Call, text, or stop by to ask questions, review your current coverage, or request a Life Insurance quote.

Insurance Services We Offer

❤️ Life Insurance – Protect your family’s financial future with coverage for income replacement, debt payoff, and education costs.

🚗 Auto Insurance – Reliable coverage for your vehicles, from daily commuters to recreational rides.

🏠 Home Insurance & Renters Insurance – Protection for your home, belongings, and liability—whether you own or rent.

🏢 Business Insurance – Safeguard your company with liability, property, and commercial auto coverage.

🚤 Boat Insurance, RV Insurance & Motorcycle Insurance Prepare for spring outings and summer adventures, or protect vehicles during off-season storage.

📍 Relocating to Colorado? We make out-of-state transfers to Colorado Springs and surrounding communities simple and stress-free for new residents.

🤝Why Work with Larry Lucero State Farm?

• Local Knowledge – 60-year Colorado Springs resident and part-time Wickenburg, Arizona resident since 2019.

• Award-Winning Agency – Crystal Excellence, National Quality, and Achievement Awards.

• Personal Service – We’ll guide you through options in-person, over the phone, or virtually.

• Proven Confidence – Generations of customers rely on us, with relationships that last decades.

Frequently Asked Questions

Q: Why is life insurance so important? A: Life insurance provides a financial safety net for your loved ones. It can replace lost income, cover debts, and ensure long-term security for your family.

Q: I don’t live in Colorado Springs—can you still help me? A: Yes! Our agency is licensed in both Colorado and Arizona, and we regularly work with customers across both states.

Q: How often should I review my life insurance? A: We recommend checking in every few years—or sooner if you experience major life changes like marriage, buying a home, or starting a family.

Q: What makes your agency different? A: With over 36 years of experience, a dedicated team, and countless long-term customers, we’re not just here to sell a policy—we’re here to be your lifelong insurance partner.

👉 Ready to talk about Life Insurance or review your current policies? Call, text, or stop by our Colorado Springs office today!