Larry Lucero

Larry Lucero – State Farm Insurance Agency in Colorado Springs, CO & Wickenburg, AZ

With over 100 years of combined insurance experience, our team is here to provide guidance, support, and trusted service you can count on. More than 80% of our customers have been with us for 20 years or longer—because they know we’ll be there when it matters most.

For more than 36 years, my team and I have been dedicated to helping families and businesses protect what matters most. While we provide a full range of insurance services, Life Insurance is at the heart of what we do. From income protection to securing your children’s future, we believe life insurance is one of the most important steps you can take for your loved ones.

Licensed in both Colorado and Arizona, we proudly serve customers across Colorado Springs, Monument, Peyton, Falcon, Briargate, Fountain and surrounding communities, as well as Southern Arizona—including Wickenburg and nearby areas. Whether you’re just starting out, raising a family, or preparing for retirement, our office can help you find the right coverage to support each stage of life.

Call, email or stop by today to discuss your Auto Insurance, Home Insurance, and Life Insurance coverage!

💰🚘Thanks to our customer-first mutual structure, State Farm Mutual Automobile Insurance Company is returning $5 billion in cash back to qualifying auto policyholders. This unique model allows us to prioritize the individuals and families we serve, reinforcing our long-standing commitment to financial strength and stability. In addition, we reduced auto insurance costs in 40 states by an average of 10% in 2025, delivering meaningful savings while continuing to provide dependable coverage and service our customers expect.

⛰️ Blue Skies, Backyard Days & Summer Home Smarts

Summer in Colorado Springs brings sunny afternoons, mountain views, and plenty of time to enjoy everything from backyard barbecues to weekends exploring the outdoors. Whether you're relaxing at home after a hike in Garden of the Gods or checking off seasonal projects around the house, a few simple maintenance tasks can help keep your home ready for the season.

Before hosting your next cookout, place your grill on a level surface away from your home and other combustible materials. Clean away grease buildup, test smoke detectors, inspect decks, fences, and outdoor lighting, and clear dry vegetation from around your property. Colorado's warm, dry summer conditions make routine home maintenance especially important.

If you've recently updated your landscaping, added patio furniture, installed a new fence, or purchased outdoor equipment, now is a great opportunity to review your Home Insurance coverage. If you've moved into a new apartment or condo or added new furniture and electronics, it may also be a good time to review your Renters Insurance or Condo Insurance.

The Larry Lucero State Farm Agency is proud to serve Colorado Springs and surrounding communities with friendly, personalized service. If you have questions about Home Insurance, Renters Insurance, or Condo Insurance, we're here to help you explore coverage options that fit your needs. Contact our office today—we look forward to helping you protect what matters most.

Insurance Services We Offer

❤️ Life Insurance – Protect your family’s financial future with coverage for income replacement, debt payoff, and education costs.

🚗 Auto Insurance – Reliable coverage for your vehicles, from daily commuters to recreational rides.

🏠 Home Insurance & Renters Insurance – Protection for your home, belongings, and liability—whether you own or rent.

🏢 Business Insurance – Safeguard your company with liability, property, and commercial auto coverage.

🚤 Boat Insurance, RV Insurance & Motorcycle Insurance Prepare for spring outings and summer adventures, or protect vehicles during off-season storage.

📍 Relocating to Colorado? We make out-of-state transfers to Colorado Springs and surrounding communities simple and stress-free for new residents.

🤝Why Work with Larry Lucero State Farm?

• Local Knowledge – 60-year Colorado Springs resident and part-time Wickenburg, Arizona resident since 2019.

• Award-Winning Agency – Crystal Excellence, National Quality, and Achievement Awards.

• Personal Service – We’ll guide you through options in-person, over the phone, or virtually.

• Proven Confidence – Generations of customers rely on us, with relationships that last decades.

Frequently Asked Questions

Q: Why is life insurance so important? A: Life insurance provides a financial safety net for your loved ones. It can replace lost income, cover debts, and ensure long-term security for your family.

Q: I don’t live in Colorado Springs—can you still help me? A: Yes! Our agency is licensed in both Colorado and Arizona, and we regularly work with customers across both states.

Q: How often should I review my life insurance? A: We recommend checking in every few years—or sooner if you experience major life changes like marriage, buying a home, or starting a family.

Q: What makes your agency different? A: With over 36 years of experience, a dedicated team, and countless long-term customers, we’re not just here to sell a policy—we’re here to be your lifelong insurance partner.

👉 Ready to talk about Life Insurance or review your current policies? Call, text, or stop by our Colorado Springs office today!